Before the uncertainty on the future of the pensions he is interesting to know products alternative like are the Life Rent and Inverse Hipoteca that allow to the People Majors to obtain important monthly income. The greater population of 65 years is in constant increase in our country. The double calculates that for 2040, the pensioners add more than 15 million, practically that at present. According to the projections of the Ministry of Work, in the 2023 public system will not be able to confront the cost of the pensions. In addition, many of the present pensioners belong to the generation of the war and the postwar period, reason why their benefits are inferiors to which the new beneficiaries will receive. aurig. In declarations to the Country, Ignacio Zubiri, university professor of Property in the University of the Basque Country, affirm that the reduction that they would have to undergo the pensions to adapt to the new conjuncture would have to reach to 40%. Considering this situation what options have the People Majors? One of them is to make profitable its greater saving: its houses. At the moment, more of 85% of the total saving of the people majors of 65 years it constitutes his real estate patrimony.
For this reason, products as the Life Rent and Inverse Hipoteca on Buildings of People Majors acquire the great protagonism. Thanks to them, a Greater Person can obtain a monthly rent while she continues living in his house on always. These products allow the majors to live in the best conditions their last years, enjoying the saving that with as much effort, I sacrifice and work has harvested throughout their life. For many, these products totally are not known, as well as who can advise to them and how they are due to manage. We clear doubts.