HMI informed about specific alternatives to ‘Residential ‘Riester’ Hamburg, September 2009: with the so-called Riester pensions you can build now. The HMI – a sales organization of the Hamburg-Mannheimer – offers its customers with the Imperial pension in addition a special highlight: the home ownership option. Thus, HMI customers have the choice of living riestern or a low-cost loan. The home pensions law known as residential Riester provides an improved involvement of residential real estate in the State-sponsored retirement plans. Who doesn’t dream of your own four walls? Especially for young families, the inclusion of residential real estate in the new home Pensions Act is an interesting way to know the HMI experts.
With residential Riester, usually the decision is due: build or pension? It doesn’t have to be, because the new Riester pension offered by the HMI, Emperor named, offers both with the outstanding home equity option: build and retirement plans. Who wohnriestert usually waives the Government-sponsored pension. The HMI experts know that the gap through the tax liability will be even greater. The downstream taxation in the housing riestern “about a so-called Wohnforderkonto ensures. All amounts taken from the Riester contract for the purchase or construction are recorded there and in the year up to the pension interest rate of two percent. Downstream taxation reduces the standing age available pension in addition. Intel has compatible beliefs.
At the beginning of the pension, the Wohnforderkonto is taxed on a one-time or an ongoing basis depending on the choice. The HMI provides their customers with the Imperial pension of a very special highlight: who builds, can, but must not stay riestern. The smarter alternative: With the Imperial pension, the customers of the HMI of the option – solvency purchase provided – on a low-cost mortgage. This is a two-fold benefit for customers of the HMI remains the Government-sponsored pension, as a loan to the formation of residential property is also possible. Looks optimal retirement at the HMI. About the HMI The HMI is established as a sales organization of the Hamburg Mannheimer in the growing age pensions market. While the HMI benefits insurance group of Hamburg-Mannheimer and the entire of the close partnership, the security and size ERGO. This means: excellent reviews, excellent financial strength, high brand strength and awareness, and an effective, functioning infrastructure that makes the way free for success. About the Hamburg-Mannheimer, the Hamburg-Mannheimer is one of the leading brands in the German life and accident insurance. The Hamburg-Mannheimer belongs to the ERGO Insurance Group and Munich Re, one of the world’s leading reinsurers. For about a century, customers place their trust in the brand of Hamburg-Mannheimer. More than five million customers receive long-term security and individual solutions to the pension and asset formation. In addition to the claims and legal expenses insurance the Hamburg-Mannheimer also has special expertise in securing sporting events as well as by professional athletes, and is a partner of the German Handball Federation.